Newsletter
Issue Highlights
   
December 2017Changes to 401 (k) Plans Under Consideration / Patients With HDHP Not Using Coverage / Vision Insurance Trends to Incorporate in Your Benefits Plans / Proposed Changes to Group Health Insurance for Small Employers

November 2017Your EEOC Responsibilities as an Employer / Is Your Company HIPAA Compliant and Non-Discriminatory? / What to Look for Before Signing a Group Health Plan Contract / What Type of Group Health Plan is Right for Your Company?

October 2017The What, Who and How Much of Offering Life Insurance / Equal Health Care Benefits for Everyone - Even Congress? / Strategies for Making Your Wellness Program Pay Off / New Ways to Keep Health Care Benefit Costs Down

September 2017Could Direct Primary Care Control Your Health Care Benefit Costs? / Voluntary Benefits Might Be More Popular than You Thought / Opioid Addiction in the Workplace: How to Help Employees / Switching to a High-Deductible Health Plan?

August 2017HRA Changes That Affect Your Employees / The Real Cost of Benefits / Four Questions to Ask Before Purchasing Dental Insurance for your Employees / Ways to Help Your Employees Have a More Secure Retirement / GOP Proposal to Tax Employer Health Plans

July 2017The American Health Care Act: A Bill in Transition / Health Benefits Top Employee's Wish List / Voluntary Benefits: The Upside of Giving Employees a Choice / It's the Law: Benefits You Must Provide Employees

June 2017How Employers Can Curb a 'Hidden Workplace Epidemic,' Save Money and Boost Productivity / Cut Turnover Costs by Offering Millennials Education Benefits / Bill Would 'Alter the Legal Landscape' for Workplace Wellness Programs

May 2017Big Data and Technical Advances Are Helping Employers Reduce Health Insurance Costs / How to Control Rising Drug Costs / Many Americans 'Not Worried Enough' About Retirement / New Long-Term Care Insurance Policies Only Cost Seniors $100-$150 a Month

April 2017President Trump and House GOP Introduce Obamacare Replacement Plan / The CBO Scores the AHCA / Millennials Driving Growth of Health Savings Accounts / Employees Overwhelmed by Complex Health Options / Pension Plan Decline Prompts Interest in Annuities

March 2017House Votes to Clear Way for Repeal of Obamacare / Small Business Owners Neglecting Their Own Retirement / How Wellness Programs Improve the Bottom Line / Trends in Workplace Benefits in 2017 / Congress Reexamines Repeal of Cadillac Tax

February 2017Bosses' Top Concern is the Employer Mandate / Most Workers Get a 'C' in Employee Benefits IQ Quiz / 3 Tips to Expand Voluntary Benefits and Save Money / Government Cracks Down on Parity of Coverage Violators / Balances in Health Savings Accounts Grow

January 2017Donald Trump and Obamacare / New Overtime Rules Overturned / Disability Income Insurance Protects Your Most Valuable Asset / Health Insurance Premiums Soar Over Last Decade / IRS Extends Due Date for Health Coverage Forms

December 2016Tax Reform Proposal Would Undermine Health System / Texting Benefits Info to Millennials Works Magic / Why Life Insurance Is a Smart Investment / Asthma and Allergies: How Companies Can Breathe Easier / Sales of Long-Term Care Insurance Policies Rising

November 2016Is Your Health Plan Ready for 2017? / Many Employers Outsourcing Employee Benefits / Wellness Programs Work...If Employees Participate / Consistency Creates Big 401(k) Nest Eggs / Voluntary Benefits Help Reduce Financial Stress

October 2016Why Most Employers Are Eyeing Public Exchanges for Pre-Medicare Retiree Benefits / Life Insurer Crisis Unfolding / Employers Offer Increasingly Generous Benefit Packages to Top Earners / Average Age of Retirement Now 62-Up From 59

September 2016How Self-Funded Employers Can Manage the Top 10 Catastrophic Claims / Health Insurance and Vacation Are Most Popular Benefits / Private Exchanges Offer Brokers Ways to Help Employers Navigate Changes / 401ks Leave Most Americans Unprepared for Retirement

August 2016How Elections Could Affect Employer Health Plans / COBRA and the Affordable Care Act / Most Workers Don't Plan to Retire at 65 -or at Any Age / What's Hot in Insurance? Short-Term Care Policies

July 2016How Your Health Insurance Premiums are Calculated -And How To Lower Them / Pros and Cons of Outsourcing Benefits Administration / The Dental Benefits Payoff / The Growing Trend of Nonretirement

June 2016Compliance Dates, Deadlines and Changes / Five Retirement Plan Problems and What You Can Do About Them / The Case for Disability Benefits and What You Can Do About it / The Long and Short of Disability Benefits

May 2016Why Prescription Drugs Cost so Much and What You Can Do About it / Implementation of Cadillac Tax Delayed for Two Years / The Pros and Cons of Paid Sick Leave / AHIP Starts Pilot Program to Improve Provider Directory Information

April 2016HDHPs and HSAs: Pros and Cons / Updated FMLA Forms Limit Collection of Genetic Information / A New Way to Offer Employer-Sponsored Healthcare / Supreme Court Decision Makes Enforcing Liens More Difficult

March 2016Health Benefit Update / Commuting Benefits / Retirement Plan = Retirement Confidence / How to Get the Most Out of Your Retirement Plan

February 2016How Medicare Works with Your Medical Benefits / What Is a Flexible Spending Account? / Qualified vs. Non-Qualified Retirement Plans / Smart Phones and Overtime

January 2016Which Health Plan Applies? / How Pharmacy Benefit Managers Help You Control Drug Costs / Nine Tools To Control Prescription Drug Costs

December 2015Understanding Consumer-Driven Health Plans / How to Avoid Common (and Costly) Immigration Mistakes / It's Time for a 401(k) Tune-Up / Legal Plans: What's the Verdict?

November 2015Self-Insurance Offers Flexibility, Savings / The Cost of Fatigue / Why Everyone Needs Long-Term Disability Insurance / Rating Changes Coming: Are You Prepared?

October 2015Keys to a Smooth Open Enrollment / Mental Health: Heal the Mind, Heal the Body / Avoid Nondiscrimination Nightmares by Increasing Retirement Plan Participation / Help Your Employees Avoid Identity Theft

September 2015Title VII Nondiscrimination Protections Apply to LBGTQ Individuals / A Bitter Pill: The High Cost of Specialty Drugs / Coming to a City Near You: Mandated Sick Leave Benefits / Out-of-Pocket Spending Rule Will Make Health Plans More Expensive

August 2015Why Stress Is an Employer's Problem / Supreme Court Okays Health Insurance Subsidies / Supreme Court Decision Increases Fiduciary Duties / Consumer-Directed Health Plans Bend the Cost Curve

July 2015Does Your Wellness Plan Need a Checkup? / Study Proves the Value of Dental Benefits / Use Voluntary Benefits to Help Retention / More Effective Enrollments = More Satisfied Employees

June 2015Cadillac Tax Reviewed / Why a Little Fee Can Make a Big Difference / The Benefits of Telemedicine / What Are Your Fiduciary Responsibilities?

May 2015ACA Spurring Interest in Self-Insurance / Republicans Introduce Their Own Health Care Reform Law / Covering the Disability Income Gap / What you Need to Know About Stop Loss Insurance

April 2015Affordable Care Act Update / FLMA Leave Benefits Now Apply to Employees in Same-Sex Marriages / King vs. Burwell Will Determine Affordable Care Act's Fate

March 2015Can Financial Education Improve Productivity? / It's a Wrap? / Can Financial Education Improve Productivity? / The Affordable Care Act and Expatriate Health Plans

February 2015Save Money with a COBRA Audit / High-Deductible Health Plans: Has Their Time Come? / Caregiving: It's Not Just For Children Anymore / How to Select the Right TPA

January 2015IRS, HHS Cracking Down on "Skinny Plans" / COBRA Basics / How to Be a Better Benefits Buyer / No Reimbursements for Individual Coverage

December 2014Return of the Association Health Plan / What Employers Need to Know About Bonuses, Awards, and Gifts / Ebola in the Workplace / Retirement Plan Limits for 2015

November 2014What You Need to Know About Wellness Programs / Your Employees Want Education / How the Affordable Care Act Affects Dental Plans / The Importance of Dental Insurance

October 2014Avoiding Pregnancy Discrimination Claims / Critical Illness Fills a Benefits Gap / Your Reporting Responsibilites / Retirement Plan Basics

September 2014Solving the US Life Insurance Crisis / ERISA Turns 40 / How Much Does Obesity Cost Your Business? / Affordable Care Act Update

August 2014Cancer Care and Your Employee Health Costs / Benefits for an Aging Workforce / Keeping it SIMPLE: Retirement Plans for Small Businesses / Vacations: The Cure for the Stressed-Out Worker?

July 2014The ACA and HSAs / Hybrid Pension Plans Offer Viable Alternative / Esculating Prescription Costs Worrying Patients and Payers / OOPs: Double-Check Plan Limits in 2015!

June 2014The ACA and Temporary Workers / Qualified vs. Nonqualified Retirement Plans / Through Thick and Thin: Using Skinny Plans and Fat Plans to Cut Healthcare Costs / DeMinimis Benefits: Little Perks that are not Taxing

May 2014COBRA and the Affordable Care Act / Disability Happens: Are Your Employees Prepared? / Mandatory Sick Leave: Coming to Your Workplace? / IRS Clarifies Employer Reporting Requirements

April 2014Clarifications and Tweaks Continue to Change ACA Implementation / Vision Plans: Inexpensive and Effective / What the EBSA Will Ask for in a 401(k) Plan Audit: Documentation You Need / Good Benefits = Good Mental Health + Good Business

March 2014How EAPs Help Increase Productivity, Reduce Costs / Are EAPs Worth the Cost / E-Cigarettes in the Office / Why and How to Avoid Escheat of Abondoned Retirement Funds / MyRA - New and Improved Retirement Plan, or Not?

February 2014The Argument for Employee Benefits / How Do Your Providers Rate? / Dental Plans for Every Budget / Life Insurance: Employer Programs Can Eliminate Dangerous Gap

January 2014The ACA Expands Mental Health Benefits / Whatever Happened to Managed Care? / Transit Benefits: Get More Milegae Out of Your Benefit Budget / Affordable Care Act Update

December 2013Employer Checklists / What You Need to Know About Stop Loss Insurance / ERISA and Voluntary Plans / HIPAA and Employers

November 2013Private Exchanges: An Option Worth Exploring / Life Insurance: The Foundation of a benefit Program / How the ACA Affects HRAs and FSAs / Help Employees Avoid These Seven Enrollment Mistakes

October 2013Plan Now to Avoid the \"Cadillac Tax\" / Long-Term Care Insurance: Not Just for the Elderly / 401(k) Basics / Are You Ready for October 1?

September 2013\"Skinny Plans\" Good Idea or Not? / Nursing Mothers Need Breaks / Disability: The Overlooked Financial Risk / What to Look for in a Disability Policy

August 2013How the DOMA Decision Affects Your Benefits / Grandfathered Health Plans: Keeping them in the Family / Protect Employees During Accident Season / New Employee Coverage Notice Deadline: October 1

July 2013ACA Reminders / Feds Release Wellness Program Nondiscrimination Regulations / The Cost of Cancer / Legislation Would Amend Overtime Rules

June 2013ACA Spurring Interest in Self-Insurance / Vacation Time: The Ultimate Wellness Benefit? / Simple IRAs: The Low-Cost Retirement Plan / Navigators vs. Agents and Brokers

May 2013Happy Birthday, FMLA? / GAO Report Highlights Problems with 401(k) Rollovers / The DOMA Case and Your Benefits / Critical Illness Coverage Growing in Popularity

April 2013Dental Benefits and the Affordable Care Act / Using Communications to Sell Your Benefits Plan / Employee Assistance Programs Deliver / HIPAA Health Privacy Rules Strengthened

March 2013Health Benefits Not Disappearing Despite ACA / Telecommuting Done Right / Stacking Disability Plans for Maximum Benefit / IRS Defines \"Affordable\" Health Premiums

February 2013Will You \"Pay or Play\"? / Add Value at No Cost with Voluntary Benefits / Safe Harbor 401(k)s / Affordable Care Act and Dental Benefits

January 2013Insurance Exchanges: More Interstate Options, More Competition? / New Rules Would Encourage Tobacco Cessation Programs / AD&D Insurance: Big Benefits at Little Cost / Employee Death and Your Benefits Programs

December 2012Sick Leave Benefits / Plan Loans vs. Hardship Withdrawals / 2013 Plan Changes / Update on Retiree Health Benefits

November 2012Dependent Care FSAs Can Save Money, Ease Work/Life Burdens / CDHPs: Has Their Time Come? / The Costs of Obesity / FSA Changes Take Effect in 2013

October 2012Better Benefit Communications for Better Employee Satisfaction / The Care and Maintenance of 401 (k) Plans / Legal Plans: What\'s the Verdict? / ERISA Basics

September 2012Life Insurance Awareness Month Highlights Importance of Employer-Provided Coverage / How to Get Sued, in 10 Easy Steps / How to Boost Retirement Plan Participation / Study: CDHPs Could Save $57.1 Billion Annually

August 2012Understanding Retirement Plan Fees and Expenses / Covering the Disability Income Gap / How to Spot and Stop FMLA Abuse / Supreme Court Rules on Affordable Care Act

July 2012Cash Balance Plans: The Best of Both Worlds? / Vision Care: A Clear Choice / Save Money with a Dependent Audit

June 2012Try Transportation Benefits for Greener, Leaner Employees / How to Start a Wellness Program / More Employees Considering Self-Insured Health Plans / Why Self-Insured Employers Need Stop Loss Insurance

May 2012Mental Health: Heal the Mind, Heal the Body / Avoid Nondiscrimination Nightmares by Increasing Retirement Plan Participation / Save Money with a COBRA Audit / What to Look for in Mental Health Benefits

April 2012Qualified vs. Nonqualified Plans? / Consumer-Driven Health Plans Promote Health While Saving Money / Critical Illness Insurance Filling the Benefits Gap / Requirements of a Qualified Retirement Plan

March 2012Long-Term Care Insurance Helps Protect Retirement Funds / The Next Trend: Consumer-Driven Dental? / FSAs or HSAs: Which One When?

February 2012Pregnancy and Maternity: Avoid Costly Discrimination Claims / Low-Cost Options Enhance Life Benefits / Do Your Benefits Communications Make the Grade? / How Does Your 401(k) Measure Up?

January 2012Health Care Reform: What\'s Happening in 2012 / Accountable Care Organizations: Solution or Same Old Thing? / COBRA Benefits: What You Need to Know / Saver\'s Credit Makes Saving for Retirement More Attractive

December 2011Housekeeping for Retirement Plans / Wellness Programs: Why, What, Who and How / Telecommuting as a Benefit / Retirement Account Limits for 2012

November 2011How FSAs Help Employers and Employees Save Money / Prepare Your Health Plan for 2012 / FMLA Administration

October 2011Consumer-Driven Plans: Ten Years Later / Your Changing Fiduciary Responsibilities / Does Your Sick Pay Plan Need a Checkup?

September 2011How Do Your Company\'s Benefits Compare? / Stringent Tax Rules Govern Dependent Care Reimbursement Accounts / Why Everyone Needs Long-Term Disability Insurance

August 2011Employee Vacation Time Benefits Employers Too / 401(k) Fees: What Do Plan Sponsors Need to Know? / Vision Care: A Clear Choice

July 2011The Coming Retirement Crisis / Rules for a Successful Wellness Program / CLASS Act Needs Fine-Tuning

June 2011How Do Your Life Benefits Measure Up? / Cutting Group Health Costs / Time to Reconsider Cash Balance Plans

May 2011Weight-Related Claims Create Heavy Burden for Employers / AD&D Insurance Provides Big Benefits at Little Cost / Employer-Sponsored Roth 401(k)s Offer Another Savings Option

April 2011Increase the Value of Your Benefits Program with Benefit Statements / What Plan Sponsors Neet to Know About Target-Date Funds in 401(k)s / The High Cost of Alcoholism

March 2011Why Consumer-Driven Health Plans Are Growing in Popularity / 401(k) Annuities: How and When to Use Them / \"Cadillac\" Health Plans Get a Reprieve...For Now

February 2011Preventive Benefit Changes and Your Health Plan / 401 (k) Basics: Nondiscrimination Testing / Healthcare Reform Puts Limits on Limited Benefit Plans

January 2011Sizing Up an Employee Stock Ownership Plan / All in the Family: Definitions that Could Affect Your FMLA Compliance / Take the Hassle Out of Benefits Administration with Third-Party Administrators

December 2010Healthcare Tax Credit Makes Group Health More Affordable / Healthcare Reform Checklist / Breastfeeding Breaks: It\'s Now the Law

November 2010Closing the Life Insurance Gender Gap / Cutting Costs with Value-Based Insurance Design / How to Avoid Common (and Costly) Immigration Mistakes

October 2010What a 401(k) Administrator Can Do for You / Enhance Your Benefit Plan with Cancer and Dread Disease Insurance / Disease Management: Worth the Investment?

September 2010Smooth Sailing: Prepare For Open Enrollment Now / Making Wellness Programs Work for You / FSA vs. HSAs: Which One When?

August 2010Caregiving: It\'s Not Just For Children Anymore / How COBRA Audits Can Save You Money / Employees Need More Financial Education

July 2010Healthcare Reform: Are You Ready for 2010 Plan Changes? / It\'s Time for a Mid-Year 401(k) Tune-Up / Does the CLASS Act Solve the Long-Term Care Crisis

June 2010Healthcare Reform: What Employers Need to Know Now / How to Handle \"Leave Stacking\" Under FMLA / Wellness Programs: Ten Good Reasons to Start One Now

May 2010The Pros and Cons of AD&D / How Does Your Company\'s Retirement Plan Rate? / Why Everyone Needs Long-Term Disability Insurance

February 2010The Care and Feeding of Consumer-Driven Health Plans / Surprise! You\'re a Fiduciary. Now What? / Do Market Woes Spell Trouble for the PBGC?

January 2010Are Your Sick Leave Policies Causing Headaches? / Five Retirement Plan Problems and What You Can Do About Them / Discrimination Law Now Affects All Group Health Plans

September 2009Discrimination Law and Your Company's Benefits / Why Your Employees Need Disability Income / Putting the Brakes on Prescription Drug Costs

August 2009CDHP Scorecard: Few Takers, Unfulfilled Potential / Can Telemedicine Rescue the Healthcare Industry? / Retiree Health Benefits in Jeopardy

July 2009Invest in Wellness; Invest in Productivity / Safe Harbor 401(k)s / Add Value at No Cost with Voluntary Benefits

June 2009Setting the Record Straight: Helping Employees Understand the True Cost of Benefits / HIPAA Rules Change Once Again / How Evidence-Based Medicine Can Help Control Costs

May 2009401(k) Fees: What Do Plan Sponsors Need to Know? / Time to Spring Clean Your Benefit Plans? / The Clear Benefits of Offering Vision Health

October 2008Preparing for an (Almost) Painless Open Enrollment Season / Employer - Sponsored Retirement Plans Too Expensive? Consider IRAs / The Unseen Costs of Depression in the Workplace

May 2008New Options Emerge for Plan D Integration / Family Leave Act Expands for Military Claims; More Changes Proposed / Is an Employee Leave - Sharing Program For You?

April 2008Can Healthcare Report Cards Really Help You? / Growing Your Group Life Insurance Offerings / Whats Your Role in a Merger or Acquisition?

March 2008The Benefit May Be Voluntary- Does ERISA Apply / Getting EAPs Right / Should You Offer Accidental Death and Dismemberment Insurance

February 2008Common 401k Plan Administration Mistakes & How to Avoid Them / Building a Business Case for Work Life Benefits / Best Practice Tips for HIPAA Compliance

January 2008How to Help Employees Make Better Healthcare Decisions / Dependent Care Reimbursement Accounts Can Save Money / The Clear Benefits of Offering Vision Health

December 2007Mental Health Parity: The New Reality, The New Costs / First Smokers, Now the Obese? Do Lifestyle Penalties Really Work? / Better Retirement Planning Through Better Education / Health Benefit Cost Increases Slow

November 2007Protect Your Company from Health Insurance Scams / Helping Employees Nurture a Nest Egg / FMLA Working. . . Mostly

October 2007Which Health Plan Applies? / IRS Updates 403 (b) Regulations / Legal Plans: What\'s the Verdict? / Time to Send Safe Harbor 401(k) Notices

September 2007Give Your Employees More Retirement Security with a 401 (k) Guarantee / How Strong Benefit Programs Boost Recruiting / Troubleshooting HSA Enrollment / Controlling Prescription Costs: When Cost - Sharing Doesn\'t Work / IRS to Issue Guidance on HSA Rules

August 2007How Benefits Can Ease the Talent Drain / The Democrats Weigh in on Healthcare / Active Workers Can Collect Retirement Benefits, Says IRS / Medical Tourism a Growing Trend

July 2007COBRA: An Overview / Small Companies Find It Easier to Adapt to Roth 401K / Keen on Green

June 2007More Employees Interested in Long-Term Care / Mental Health Parity Back on Front Burner / Automatic 401(k) Enrollment on the Rise

May 2007Dental: Lots of Benefits for Little Money / Cash Balance Plans: How They Can Work to Your Advantage / Managing Paid Time Off Policies

April 2007Debating the Pros & Cons of Bush’s Proposed Health Plan / Yes, You Can Cut Health Care Costs / Understanding 401(k) Fees (and how to reduce them) / Up in Smoke: Tobacco Cessation Programs at Work

March 2007Using Hybrid Health Plans to Control Healthcare Costs / Group Disability Insurance: Know All the Facts / New HIPAA Regulations Apply to Employer-Sponsored Wellness Programs / Diversifying 401(k)s under the PPA

February 2007Strategies for Successfull Open Enrollments / Fixing Your Defined Conribution Plan / Insider Secrets: How States Regulate Insurance Premiums

January 2007Complying With the Family and Medical Leave Act / Congress Looks at E-Health Records / Debit Cards Spur Use of FSAs

December 2006How the Pension Protection Act is Redefining Defined Contribution Plans / Medicare Part D: A First Year Scorecard / Are Employee Assistance Programs Worth the Cost?

November 2006Insuring Small Businesses: Association Health Plans vs. Small Business Plans / Taking Care of the Caretakers / Matching Contributions = Free Retirement Money

October 2006Creating Healthy Wellness Programs / Employees, Sponsors Sailing Toward Safe Harbor 401(k) Plans / The Case for Employee Education Assistance

September 2006HIPAA: What Employers Need to Know / Group Long-Term Disability as a Benefit / The Pension Benefit Guaranty Corporation\'s Inner Workings

August 2006Critical Illness Insurance: Filling the Benefits Gap / The Future of Cash Balance Plans / The How-To of Mental Health Benefits

July 2006HSAs, HRAs, MSAs & FSAs - Which is Best for YOU? / How the Uninsured Cost Us All / Phased Retirement: Inching Your Way Out the Door / What is a High-Deductible Health Plan?

June 2006Self-Insurance Offers Flexibility, Savings / Dental Benefits: Still Something to Smile About / Debit Cards Add Convenience, Challenge to Consumer-Driven Plans

May 2006What Are "Mini-Medical" Plans and Can They Work for You? / Is the Roth IRA Right for You? / USERRA Update

April 2006COBRA Benefits: What You Need to Know / Qualified vs. Non-Qualified Retirement Plans / Caring for Contingent Workers

March 2006Disease Management; Does it Work? / Managing Prescription Drug Costs / Retirement Education: Ignorance is not Bliss

January 2006Voluntary Benefits Offer Many Advantages, Some Pitfalls / Life Insurance: The Foundation of a Benefit Program / Pension Reform: Why We Need It Now

December 2005Making Employees Pay for Lifestyle Choices / Use Automatic Enrollment to Boost 401(k) Participation, Savings / Benefits Changes for Hurricane Katrina Victims

November 2005Understanding 401(k) Plan Fees and Expenses / CDH Plans and the Pharmacy Benefit: Finding the Right Fit / Employee Vacation Time Benefits Employers Too

October 2005Medicare Part D and Your Benefits Program / SIMPLE Plans Make Administration Simpler / How State Regulation Affects Health Benefits

September 2005On-Site Healthcare Keeps Costs Down and Employees Healthy / Is Your Company Ready for a Self-Funded Plan? / What Type of Retirement Plan is Best for Your Employees?




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